Life Planning Resources

• What Is a Life Insurance Dividend?
  Many life insurance policies, particularly whole life policies offer dividends to their customers, and while explaining this option to the insured, many insurance companies make it sound quite exciting. Most people, caught up in the excitement of the moment, much like other times when purchasing something new, forget to mention that they are not quite sure w […]
• What's Your Need - Term Life or Whole Life Insurance?
  The search for life insurance coverage starts with understanding the differences and looking for the appropriate solution to personal needs. That means understanding the differences between term life and whole life insurance. […]
• Consider the "Living Benefits" of Permanent Life Insurance For a Child
  The thought of losing a child is obviously a nightmare beyond words. That said, parents should act like the responsible adults they are, and educate themselves on permanent life insurance for their children. Aside from a death benefit that everyone associates with a life insurance contract, there are financial benefits for your child even if he or she lives […]
• Personal Planning for Today's Economy
  Over the last 12 months, I have spoken with numerous small business owners, doctors, attorneys, and CPAs, almost none of whom were able to overcome their longstanding confidence in the economy in order to take steps to prevent personal financial losses during recent years. Although, given the state of the economy, it would seem evident that it is imperative […]
• Unprepared Means Stress for Others
  Have you ever been summoned by the family to assist financially with a loved one's closing life expenses? If you haven't, you have truly been blessed. If you would permit me, I would like to share three accounts of some loved ones with diabetes, one prepared the other two ill-prepared for their closing acts. […]
• What Is the Difference Between Type 1 and Type 2 Diabetes
  How do we educate those with diabetes and help prevent others from being diagnosed? First, we must understand what the disease is and the two types associated with it. Type 1 Diabetes is viewed as an autoimmune disease because the body is seeking to come against the wonderful things within. Customarily, In Diabetes Type 2, much of its onset is the result of […]
• The Importance of Having Final Expense Insurance
  Final expense insurance is a simplified life policy meant for those that are between 45 to 85 years young. No mandatory medical tests are attached to them and approvals are fairly easy. Retirement and age, often bound our lives to fixed incomes and narrowed boundaries. We don't feel like spending any more than we have to. But we need to give our family […]
• Choosing Life Insurance For Yourself
  It's never easy when you're at that point in life when you need to get some life insurance for yourself. But what is a 20-year term life insurance policy? […]